Log every expense in seconds. And see where your money goes.
Tranco is a free Android app to track spending, income and installments, organized month by month. No spreadsheets, no bank connection. Pay with Google Wallet and your expenses log themselves.
- Free
- No account needed
- Works offline
I tried everything before building Tranco.
A notes app, then handing it to AI.An Excel spreadsheet.A Google Form.
It always felt the same: every expense was like filling out a form, and making sense of them later was hard. So I built Tranco, to make logging an expense a matter of seconds that doesn’t feel like a chore.
Four ways to log an expense.
Use whichever fits the moment. Everything ends up in the same place.
Automatic
Pay with your phone and it’s logged.
If you pay with Google Wallet, Tranco reads the payment notification and logs the expense with the store, amount and category. You get a notification so you can check it’s right.
- Only reads Google Wallet notifications
- The notification text isn’t stored: only the expense
- If it looks like a duplicate, it asks before adding it
9:41
Wednesday, October 14
By hand
Category, amount, done.
Tap +, pick what you spent on and type the amount. Payment method and date are already set, and the descriptions you use most in that category show up below.
- Debit, credit, cash or transfer
- With credit, choose the installments and the month the first one is paid
- Expenses or income from the same sheet
Typing
Type it the way you’d say it.
“lunch 12 debit”, “uber 9”, “tv 900 in 6 installments”. The Chat understands the amount, category and installments, and saves it. If something isn’t clear, it asks first.
- With a receipt photo: it reads the total, the store and the date
- In any language
- Undo or edit each expense right away
You get 3 trial expenses a month with the Chat. With PRO, unlimited.
More about Chat
Home screen
Without opening the app.
Add a widget to your phone’s home screen: a button to log an expense, one for expense and income, or your balance for the month always in sight.
- Three sizes: one button, two buttons or the balance
- With discreet mode or fingerprint lock on, the balance is hidden
Your month, in one number.
Home shows your balance for the month: what came in, minus what you saved, minus what you paid. The math is always in sight, so you know where the number comes from.
- Balance for the monthIncome − savings − paid. If you want, it can carry over what was left from previous months.
- PinnedUp to three categories to keep an eye on, like groceries or coffee.
- StreakHow many days in a row you’ve been logging. With the daily reminder, logging becomes a habit.
- Month or yearMove between months with the arrows, or look at the whole year.
Every installment, in the month you pay it.
A TV in 6 installments becomes 6 expenses, each in its own month. So you see what you paid this month and what you bought this month, separately.
More about InstallmentsTV, US$ 900, 6 installments: Oct US$ 150, Nov US$ 150, Dec US$ 150, Jan US$ 150, Feb US$ 150, Mar US$ 150.
Paid
What left your account this month.
Consumed
What you bought this month, even if you pay for it later.
Shared expenses, no spreadsheets.
Trips, your home, a night out: add it once and everyone sees what they owe and are owed. Only your share goes to your expenses.
- Split your way
- Equal parts, percentages, shares, a shared fund or everything shared.
- Invite with a link
- And you can add someone with just their name, even without the app.
Free, with your Google account.
More about Groups
Where it goes, at a glance.
Summary breaks your month down by category, by payment method and with upcoming installments. Tap a category to see the expenses behind it.
- Budgets
- A monthly limit for each category, with a “today” mark to show how much of the month has gone by. It lets you know at 80% and 100%.
- Savings goals
- Write down what you’re saving for and how much you have. Give it a date and it shows how much it would take per month.
2 budgets and 1 goal at a time. With PRO, unlimited.
All your expenses, day by day.
A list grouped by day, or the month’s calendar. Search by description, category or amount, and filter by payment method or category.
- Edit with a tap
- And an installment purchase can be edited one installment at a time.
- 30-day trash
- What you delete can be restored for a month.
Income and savings, together.
Log your salary and any other income. On each one you set how much you save, and Tranco shows your savings for the month and your average income.
- Savings per income
- As a percentage or an amount, taken out of your balance.
- Month by month
- The average of the last 6 months or the year, with its chart.
And everything else.
150+ currencies
Log it in the currency you paid in and it’s converted to yours with the day’s rate, or your own.
Recurring expenses
Rent, subscriptions or your salary are added on their own, every month.
Works offline
Add, edit and delete without a connection. Everything syncs when you’re back online.
Import and export
Bring your expenses from Excel or CSV, and take them with you anytime.
Your categories
Create your own with an emoji, and hide the ones you don’t use.
Reminder and streak
We remind you at the time you choose, only on days you haven’t logged anything, and your streak shows how many days in a row you’ve kept it up. That’s how logging becomes a habit.
Fingerprint or face
So no one else opens your Tranco.
In 7 languages
English, Spanish, Portuguese, French, Italian, German and Hindi.
Your data is yours.
Tranco never asks for your bank or cards: you log your expenses. And what you log is never sold.
Read the privacy policyHow to delete your account
Any question about your data: privacy@tranco.app
No account, it stays on your phone
If you don’t sign in, your expenses are saved only on your phone.
With an account, nothing gets lost
Tranco keeps a copy and syncs it, so you get everything back if you change phones.
Encrypted and private
Your data travels encrypted and each account can only see its own.
Take it with you, or delete it
Export to Excel or CSV anytime, or delete your account and everything in it.
The essentials are free.
Logging, seeing your month, installments, currencies and export are free, with no limits. PRO adds even faster ways to log, and more.
Tranco
Free
With ads
- Unlimited expenses and income
- Unlimited categories of your own, each with an emoji
- Installment purchases, each installment in its month
- Groups to split expenses with anyone
- Unlimited recurring expenses and income
- 150+ currencies with the day’s rate
- Summary by category, payment method and installments
- Monthly analysis: what changed, day by day and your biggest expenses
- List and calendar, with search and filters
- Savings per income and average income
- 2 budgets per month
- 1 savings goal at a time
- 3 tags
- Chat: 3 trial expenses a month
- Automatic expenses with Google Wallet
- Home screen widgets
- Works offline
- Backup to your Google account, or no account
- Import and export in Excel or CSV
- Daily reminder and streak
- In 7 languages
The basics are free, and they’ll stay that way.
Download for free
Tranco PRO
7 days freeUS$ 29.99per year
US$ 2.50 per month
US$ 3.99per month
Everything in Tranco, plus:
- Unlimited Chat: type or say an expense and it’s saved
- Weekly and yearly analysis: why each category changed and upcoming installments
- Unlimited budgets
- Unlimited savings goals
- Unlimited tags
- No ads
Questions
How much does it cost?
Tranco is free, with ads. Tranco PRO costs US$ 3.99 per month or US$ 29.99 per year, with 7 days free, and adds unlimited Chat, weekly and yearly analysis, unlimited budgets, goals and tags, and no ads.
Do I need an account?
No. You can use Tranco without an account and your data stays on your phone. If you sign in with Google, Tranco keeps a copy and syncs it, so you don’t lose anything if you change phones. The Chat and PRO need an account.
Do I have to connect my bank or cards?
No. Tranco doesn’t ask for bank details: you add your expenses by hand, with the Chat or automatically, from your Google Wallet notifications.
Does it work offline?
Yes. What you add is saved on your phone and syncs when you’re back online.
How do installments work?
Each installment is saved as a separate expense, in the month you pay it. You can edit one without touching the others.
What is the Chat?
You write the expense the way you’d say it (“lunch 12 debit”), or say it out loud, and Tranco saves it. You get 3 trial expenses a month; with PRO, unlimited.
How do automatic expenses work?
They’re free. If you pay with Google Wallet, Tranco reads the payment notification and logs the expense for you. It doesn’t read other apps’ notifications and doesn’t store the notification text.
Can I bring my expenses from Excel?
Yes. With Import you can upload an Excel or CSV file, and with Export you take everything with you whenever you want.
Can I split expenses with other people?
Yes, with Groups, for free. Add it once and everyone sees what they owe and are owed. Only your share goes to your expenses.
Is there an iPhone version?
Coming soon. For now, Tranco is available for Android, on Google Play. Leave your email and we’ll let you know when it’s out.
How do I delete my account?
In the app: Profile, tap your name and then “Delete my account”. Everything you added is deleted. If you no longer have the app, here’s how to request it.
