India

Your spending in rupees, with UPI and PhonePe on the list.

Type “chai 30 with upi” and it’s logged. EMIs, each payment in its month. The app is also in Hindi.

See how it works

How you log it in India.

With the Chat, typing or speaking. The category and payment method depend on yours.

chai 30 with upi☕Restaurants · UPI · ₹30
auto 120🛺Transport · ₹120
phone 24,000 in 12 emi📱12 payments of ₹2,000
hotel 100 usd🏨US$100, converted to rupees

Log an expense by typing it the way you’d say it.

Your currency, written the way it is in India.

₹1,840.50

If you spend in another currency, log it as you paid it and Tranco converts it to rupees at the day’s rate. The expense keeps what you paid and the rate used.

Your payment methods, already on the list.

When you add a payment method in Profile → Payment methods, Tranco suggests the ones people use most in India, with their logo inside the app:

UPI
Google Pay
PhonePe
Paytm
RuPay
SBI
HDFC
ICICI
Visa
Mastercard

Debit and credit at the same bank? Create both at once. They are labels for your expenses: Tranco doesn’t connect to those accounts.

EMIs, each in its month.

Log the purchase once with the total and the number of payments, and each one lands in the month you pay it. You see paid and spent separately.

Installments

Pay with your phone, and it’s logged for you.

Every Google Wallet payment is logged with the store, the amount and the category, without connecting your bank. Free.

Automatic expenses

Everything else Tranco does.

Works offline
Everything stays on your phone and syncs by itself when you’re back online.
With your Google account or none
Start without signing up and move your data to an account whenever you want.
Receipt photo
In the Chat, snap the receipt and Tranco reads the total, the store and the date.
Budgets and goals
A budget per category and savings goals with every contribution.
Recurring expenses
Rent or a subscription logs itself every month.
Export and import
Your data in Excel or CSV, to take it with you or bring it from another app.